Can Healthcare Insurance Really Be Required?

Many in favor of the healthcare bill and its mandated healthcare coverage for all Americans say that it is the same as requiring all drivers to get Auto Insurance.

I think we need to remember one thing.

In America we have the RIGHT to Life, Liberty and the pursuit of Happiness. So there is a right to be alive, and have a life, and live a life, and be alive (oh, I said that already)….Well, you get the point.

In the new healthcare bill the Democrats want to say that since we are alive we have to have health insurance and that it is similar to having auto insurance.

Well, let me clear something up for my friends on the left. Auto insurance is only required if I want to drive. If I do not drive, then I do not have to have auto insurance. Driving is a privilege, not a right. So I can understand having to have auto insurance to drive; however, now the Democrats want to suggest that in order to have the right to live, you must have health insurance.

To live our lives in America is a right that we are privileged to have. To force people to have to buy insurance or face a fine or jail time would seem to be unconstitutional at best. Of course, when was the last time Washington allowed the constitution, or the facts, to get in the way?


Better check my policy,
Bill

HealthCare Bill Part 2

Here is the second in a series of blogs that will address the amendments added to the comprehensive healthcare bill that is supposed to “reform” the healthcare system in America. This one deals with some of the problems as reported by Senator Bernie Sanders (I-VT).

Senator Sanders is the only acknowledged Socialist in the United States Congress and has several problems with the current bill which he expressed on his senate website. Here are a few of them paraphrased. You can see the entirety of his statements on his official senate website. So using Senator Sander’s own writings, here are a few of the problems with the bill as they deal with insurance REFORM from a socialist, hard left point-of-view.

First, the bill contains provisions that will place caps on what insurance companies can spend on things like executive salaries and other non-medical costs. Now here comes the Funny part, there are no penalties for exceeding these caps. So where is the motivation for the insurance companies to avoid going over the caps? Where was this when I was a kid and my parents told me not to eat any candy before supper? This could have saved me a few encounters with Dad’s belt. So this is insurance REFORM (that word sure does get used a lot).

Here’s another REFORM – everyone will have to get coverage now. To cover those healthy young people who usually choose not to have coverage, insurance companies will be selling them low premium, high-deductable, catastrophic healthcare plans. Now, those people will have to pay for insurance they probably won’t need and they’ll have an absurdly high deductable if they have to use it. A high deductable that would be similar to their costs without health insurance, thereby defeating the purpose of mandating coverage in the first place. So who reaps the windfall here? I know, I know, big insurance – Nice REFORM.

Lastly on insurance, based on the customer’s age, insurance companies will be able to vary the cost of the coverage by three to one for varying customers. This makes the insurance affordable for some and not for others, but this isn’t age discrimination or anything. Once again, here is some more REFORM that helps who?

So these are only some of the problems with the insurance REFORM portion of the healthcare bill that Senator Sanders pointed out. He has many more on his website covering other topics and they are all pretty eye-opening.

By the way, even with these problems and without his desired single payer health system, he is voting for the bill, but that has nothing to do with the special deals placed in the bill for his home state of Vermont – Nah.


Healthcare Bill or Insurance Entitlement…You Decide,
Bill